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Mortgage Calculator.When you obtain a mortgage pre-approval from Bank of Internet USA, it means that we have underwritten your income, assets, and credit history to confirm you meet the credit requirements necessary for the terms of the mortgage you intend to use for financing. A pre-approval is free and without obligation. A pre-approved HSBC mortgage offers many advantages: Feel secure knowing exactly how much you can afford to purchase.HSI is an affiliate of HSBC Bank USA, N.A. United States persons are subject to U.S. taxation on their worldwide income Simple mortgage calculator can show what monthly payments someone should expect to pay to return full loan. This mortgage calculator should be used in Canada only as mortgage interest calculation is different from other countries. 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